US5.com
  1. Home
  2. States
  3. Kentucky
  4. ZIP 40442
  5. Housing & Real Estate
, KY

ZIP 40442 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40442

Median Home Value
$107,400
Median Rent
N/A
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$690/mo PITI).

To comfortably buy a median-priced home in ZIP 40442 in KY, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $690. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.3%+32% vs US avg
x
Vacancy Rate
19.4%+89% vs US avg
x
Broadband Access
81.0%-7% vs US avg
x
4+ Bedrooms
8.9%-40% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
11.6%-77% vs US avg
x
Mortgage-Free
70.2%+84% vs US avg
x
$107,400
Home Value
N/A
Rent
1983
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.7%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other48.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$107,400
Median rent$-666,666,666
Owner-occupied86.3%
Vacant19.4%
Est. income to buy$30,000