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Stamping Ground city, KY

ZIP 40379 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40379

Median Home Value
$223,700
Median Rent
$664
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,437/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 40379 in Stamping Ground city, KY, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,437. That is roughly in line with the local median household income ($64,487). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.5%+32% vs US avg
x
Vacancy Rate
6.3%-39% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
4.8%-68% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
13.0%-74% vs US avg
x
Mortgage-Free
46.4%+21% vs US avg
x
$223,700
Home Value
$664
Rent
1980
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.1%
  • 1-unit attached0.6%
  • 2-9 units3.3%
  • 10+ units0.6%
  • Mobile home & other14.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$223,700
Median rent$664
Owner-occupied86.5%
Vacant6.3%
Price-to-income3.5x
Est. income to buy$62,000