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Owenton city, KY

ZIP 40359 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 40359

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Owenton city, KY as Very Low (composite score 15.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (30.9) and hurricane (13.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Very Low
Risk index
15.2
Flood risk
30.9
Wildfire risk
5.6
Hurricane risk
13.2
Earthquake risk
32.8
Tornado risk
50.6
Winter weather risk
16.1
Hail risk
11.4

Climate & Weather in ZIP Code 40359

Climate normals for Owenton city, KY show little to no average snow and around 45.9 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Very Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
6b
Annual Snow Days
0
Annual Precipitation
45.86 in
FEMA NRI rating
Very Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone6b
Annual precip (in)45.86
Snow days0
Broadband access79.8%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingVery Low
NRI risk index15.2
Flood risk (NRI)30.9
Wildfire risk (NRI)5.6
Hurricane risk (NRI)13.2
IRS net migration270