Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 40355 covers KY in Owen County with a population of about 388.
At a glance, the area shows median age of 26.7 versus a U.S. median of about 38.9.
It sits in telephone area code 502; U.S. House district KY-4; the CINCINNATI media market.
On socioeconomic markers, US5 shows a poverty rate of 79.1%; unemployment rate near 0.0%; 24.9% of adults with a bachelor’s degree or higher (about 8.8 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Construction, Manufacturing, and Healthcare; a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $217,000 — about 38% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 73.4% (about 8.0 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 40355 in KY, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,394. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.
FEMA’s National Risk Index rates natural-hazard risk for KY as Very Low (composite score 15.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (30.9) and hurricane (13.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for KY show limited published climate normals on US5.
IRS migration statistics show a net inflow of about 14 for ZIP 40355 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.