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, KY

ZIP 40313 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 40313

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 47.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (67.2) and wildfire (46.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Low
Risk index
47.9
Flood risk
67.2
Wildfire risk
46.6
Hurricane risk
45.1
Earthquake risk
45.7
Tornado risk
41.3
Winter weather risk
62.0
Hail risk
39.6

Climate & Weather in ZIP Code 40313

Climate normals for KY show little to no average snow and around 50.8 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Relatively Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
6b
Annual Snow Days
0
Annual Precipitation
50.79 in
FEMA NRI rating
Relatively Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone6b
Annual precip (in)50.79
Snow days0
Broadband access88.1%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Low
NRI risk index47.9
Flood risk (NRI)67.2
Wildfire risk (NRI)46.6
Hurricane risk (NRI)45.1
IRS net migration107