ZIP Code 40022 — undefined, KY Demographics & Data

ZIP code 40022 covers KY in Shelby County with a population of about 801.

At a glance, the area shows median age of 50.9 versus a U.S. median of about 38.9.

It sits in telephone area code 502; U.S. House district KY-4; the LOUISVILLE media market.

Median household income in ZIP 40022 is about $85,833 — about 14% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 0.0%; 31.5% of adults with a bachelor’s degree or higher (about 2.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Construction; about 10.9% of workers reporting work-from-home (about 4.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $376,200 — about 8% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 83.2% (about 17.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 40022 in KY, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,417. That is about 21% above the local median household income ($85,833), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 61.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (61.4) and wildfire (21.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 49.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 30 for ZIP 40022 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.