ZIP Code 40019 — Eminence city, KY Demographics & Data

ZIP code 40019 covers Eminence, KY in Henry County with a population of about 4,109.

At a glance, the area shows median age of 39.3 (near the U.S. median).

It sits in telephone area code 502; U.S. House district KY-4; the LOUISVILLE media market.

Median household income in ZIP 40019 is about $60,815 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.5%; unemployment rate near 7.0%; 16.9% of adults with a bachelor’s degree or higher (about 16.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 7.2% of workers reporting work-from-home (about 8.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $202,200 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $581 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 66.8% (about 1.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 40019 in Eminence, KY, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,299. That is roughly in line with the local median household income ($60,815). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Eminence city, KY as Very Low (composite score 15.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (27.3) and hurricane (9.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Eminence city, KY show little to no average snow and around 49.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 153 for ZIP 40019 (Eminence city, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.