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Morgan city, GA

ZIP 39866 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39866

Median Home Value
$90,200
Median Rent
N/A
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$579/mo PITI).

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 39866 in Morgan city, GA, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $579. That sits below the local median household income ($42,917), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 35% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (22% built before 1939)

Owner Occupied
66.1%+1% vs US avg
x
Vacancy Rate
34.7%+237% vs US avg
x
Broadband Access
59.9%-31% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
21.8%+70% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
3.3%-93% vs US avg
x
Mortgage-Free
71.8%+88% vs US avg
x
$90,200
Home Value
N/A
Rent
1974
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other45.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$90,200
Median rent$-666,666,666
Owner-occupied66.1%
Vacant34.7%
Price-to-income2.1x
Est. income to buy$25,000