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Pheba CDP, MS

ZIP 39755 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39755

Median Home Value
$126,500
Median Rent
N/A
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$813/mo PITI).

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 39755 in Pheba CDP, MS, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $813. That is about 18% above the local median household income ($29,770), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.5%+25% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
78.1%-10% vs US avg
x
4+ Bedrooms
6.3%-58% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.8%-73% vs US avg
x
Rent Burden >30%
29.5%-41% vs US avg
x
Mortgage-Free
91.8%+140% vs US avg
x
$126,500
Home Value
N/A
Rent
1991
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.2%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other29.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$126,500
Median rent$-666,666,666
Owner-occupied81.5%
Vacant13.9%
Price-to-income4.2x
Est. income to buy$35,000