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Kilmichael town, MS

ZIP 39747 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39747

Median Home Value
$90,400
Median Rent
$381
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$581/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39747 in Kilmichael town, MS, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $581. That sits below the local median household income ($49,902), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.9%+18% vs US avg
x
Vacancy Rate
33.6%+226% vs US avg
x
Broadband Access
70.2%-19% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
9.8%-23% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
4.8%-90% vs US avg
x
Mortgage-Free
62.2%+63% vs US avg
x
$90,400
Home Value
$381
Rent
1981
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.8%
  • 1-unit attached1.6%
  • 2-9 units1.7%
  • 10+ units1.0%
  • Mobile home & other24.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$90,400
Median rent$381
Owner-occupied76.9%
Vacant33.6%
Price-to-income1.8x
Est. income to buy$25,000