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Kokomo CDP, MS

ZIP 39643 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39643

Median Home Value
$110,100
Median Rent
N/A
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$707/mo PITI).

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 39643 in Kokomo CDP, MS, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $707. That sits below the local median household income ($45,774), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.5%+34% vs US avg
x
Vacancy Rate
20.7%+101% vs US avg
x
Broadband Access
71.6%-18% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
8.1%-37% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
21.7%-56% vs US avg
x
Mortgage-Free
60.6%+59% vs US avg
x
$110,100
Home Value
N/A
Rent
1982
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.0%
  • 1-unit attached2.2%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other52.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$110,100
Median rent$-666,666,666
Owner-occupied87.5%
Vacant20.7%
Price-to-income2.4x
Est. income to buy$30,000