ZIP Code 39641 — undefined, MS Demographics & Data

ZIP code 39641 covers MS in Lawrence County with a population of about 6,821.

At a glance, the area shows median age of 36.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 601, 769; U.S. House district MS-3; the JACKSON, MS media market.

Median household income in ZIP 39641 is about $62,505 — about 17% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 21.3%; unemployment rate near 7.8%; 9.8% of adults with a bachelor’s degree or higher (about 23.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Healthcare; about 2.1% of workers reporting work-from-home (about 13.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $120,000 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $667 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 82.7% (about 17.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39641 in MS, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $771. That sits below the local median household income ($62,505), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MS as Very Low (composite score 25.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (78.2) and wildfire (54.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MS show little to no average snow and around 60.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 233 for ZIP 39641 (MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.