ZIP Code 39581 — Pascagoula city, MS Demographics & Data

ZIP code 39581 covers Pascagoula, MS in Jackson County with a population of about 11,519.

At a glance, the area shows median age of 32.8 versus a U.S. median of about 38.9.

It sits in telephone area code 228; U.S. House district MS-4; the BILOXI - GULFPORT media market.

Median household income in ZIP 39581 is about $37,571 — about 50% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.9%; unemployment rate near 12.2%; 18.2% of adults with a bachelor’s degree or higher (about 15.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 1.3% of workers reporting work-from-home (about 13.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $125,000 — about 64% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $735 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 40.6% (about 24.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39581 in Pascagoula, MS, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $803. That is roughly in line with the local median household income ($37,571). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pascagoula city, MS as Relatively Moderate (composite score 92.3), which is among the highest nationally. The strongest component scores on US5 are hurricane (97.8) and wildfire (94.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pascagoula city, MS show little to no average snow and around 70.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 393 for ZIP 39581 (Pascagoula city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.