Home
States
ZIP 39535
Housing & Real Estate

ZIP 39535 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39535

Median Home Value

$136,700

Median Rent

$922

Affordability Snapshot

$38,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$878/mo PITI).

26%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

12.4 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39535, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $878. That is roughly in line with the local median household income ($41,806). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

28.2%-57% vs US avg

Vacancy Rate

14.4%+40% vs US avg

Broadband Access

81.8%-6% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

1.5%-88% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

29.7%-40% vs US avg

Mortgage-Free

12.9%-66% vs US avg

$136,700

Home Value

$922

Rent

1984

Year Built

2017

Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached45.4%
1-unit attached3.2%
2-9 units16.4%
10+ units34.3%
Mobile home & other0.8%

ZIP 39535 — Housing & Real Estate

Housing & Real Estate in ZIP Code 39535

Explore related to ZIP 39535

Housing & Real Estate key statistics