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Seminary town, MS

ZIP 39479 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39479

Median Home Value
$115,200
Median Rent
$396
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$740/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39479 in Seminary town, MS, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $740. That sits below the local median household income ($48,201), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.5%+17% vs US avg
x
Vacancy Rate
11.2%+9% vs US avg
x
Broadband Access
61.0%-30% vs US avg
x
4+ Bedrooms
8.3%-44% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
0.2%-100% vs US avg
x
Mortgage-Free
52.3%+37% vs US avg
x
$115,200
Home Value
$396
Rent
1987
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.2%
  • 1-unit attached0.0%
  • 2-9 units0.7%
  • 10+ units0.8%
  • Mobile home & other39.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$115,200
Median rent$396
Owner-occupied76.5%
Vacant11.2%
Price-to-income2.4x
Est. income to buy$32,000