ZIP Code 39456 — McLain town, MS Demographics & Data

ZIP code 39456 covers McLain, MS in Greene County with a population of about 720.

At a glance, the area shows median age of 40.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 601, 769; U.S. House district MS-4; the MOBILE - PENSACOLA (FT WALT) media market.

Median household income in ZIP 39456 is about $42,404 — about 44% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.6%; unemployment rate near 14.3%; 9.9% of adults with a bachelor’s degree or higher (about 23.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Healthcare; a mean commute of about 174.0 minutes (U.S. average near 26.8).

Median home value is about $128,300 — about 63% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $353 (about 70% below the U.S. median rent ($1,163)), and owner-occupancy near 92.8% (about 27.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39456 in McLain, MS, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $824. That sits below the local median household income ($42,404), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for McLain town, MS as Very Low (composite score 42.2), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (87.5) and wildfire (73.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for McLain town, MS show little to no average snow and around 63.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 39456 (McLain town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.