US5.com
  1. Home
  2. States
  3. Mississippi
  4. ZIP 39437
  5. Housing & Real Estate
Ellisville city, MS

ZIP 39437 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39437

Median Home Value
$173,900
Median Rent
$560
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,117/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39437 in Ellisville city, MS, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,117. That sits below the local median household income ($56,812), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.8%+19% vs US avg
x
Vacancy Rate
18.0%+74% vs US avg
x
Broadband Access
74.5%-14% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
24.4%-51% vs US avg
x
Mortgage-Free
60.3%+58% vs US avg
x
$173,900
Home Value
$560
Rent
1987
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.3%
  • 1-unit attached1.9%
  • 2-9 units3.2%
  • 10+ units0.8%
  • Mobile home & other24.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$173,900
Median rent$560
Owner-occupied77.8%
Vacant18.0%
Price-to-income3.1x
Est. income to buy$48,000