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, MS

ZIP 39320 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39320

Median Home Value
$185,800
Median Rent
N/A
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,194/mo PITI).

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 39320 in MS, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,194. That sits below the local median household income ($85,804), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
89.5%+37% vs US avg
x
Vacancy Rate
6.0%-42% vs US avg
x
Broadband Access
97.6%+12% vs US avg
x
4+ Bedrooms
16.5%+11% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.7%-61% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
57.3%+50% vs US avg
x
$185,800
Home Value
N/A
Rent
1999
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.2%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other33.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$185,800
Median rent$-666,666,666
Owner-occupied89.5%
Vacant6.0%
Price-to-income2.2x
Est. income to buy$51,000