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Pearl city, MS

ZIP 39208 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39208

Median Home Value
$173,900
Median Rent
$901
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,117/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39208 in Pearl city, MS, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,117. That sits below the local median household income ($58,878), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.2%-5% vs US avg
x
Vacancy Rate
6.2%-40% vs US avg
x
Broadband Access
91.7%+5% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
0.6%-96% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
26.4%-47% vs US avg
x
Mortgage-Free
38.3%+0% vs US avg
x
$173,900
Home Value
$901
Rent
1984
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.8%
  • 1-unit attached1.6%
  • 2-9 units10.0%
  • 10+ units7.9%
  • Mobile home & other11.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$173,900
Median rent$901
Owner-occupied62.2%
Vacant6.2%
Price-to-income3.0x
Est. income to buy$48,000