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Jackson city, MS

ZIP 39202 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39202

Median Home Value
$211,300
Median Rent
$729
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,357/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39202 in Jackson city, MS, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,357. That is about 41% above the local median household income ($41,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (21% built before 1939)

Owner Occupied
31.3%-52% vs US avg
x
Vacancy Rate
17.0%+65% vs US avg
x
Broadband Access
80.8%-7% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
20.6%+61% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
25.1%-49% vs US avg
x
Mortgage-Free
32.1%-16% vs US avg
x
$211,300
Home Value
$729
Rent
1956
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.8%
  • 1-unit attached4.5%
  • 2-9 units24.7%
  • 10+ units29.7%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$211,300
Median rent$729
Owner-occupied31.3%
Vacant17.0%
Price-to-income5.1x
Est. income to buy$58,000