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Pickens town, MS

ZIP 39146 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39146

Median Home Value
$71,200
Median Rent
$554
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$457/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39146 in Pickens town, MS, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $457. That sits below the local median household income ($29,821), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.0%+7% vs US avg
x
Vacancy Rate
12.0%+17% vs US avg
x
Broadband Access
63.3%-27% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
35.6%-28% vs US avg
x
Mortgage-Free
62.7%+64% vs US avg
x
$71,200
Home Value
$554
Rent
1984
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.5%
  • 1-unit attached0.0%
  • 2-9 units10.7%
  • 10+ units0.0%
  • Mobile home & other26.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$71,200
Median rent$554
Owner-occupied70.0%
Vacant12.0%
Price-to-income2.4x
Est. income to buy$20,000