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Pelahatchie town, MS

ZIP 39145 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39145

Median Home Value
$172,200
Median Rent
$613
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,106/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39145 in Pelahatchie town, MS, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,106. That sits below the local median household income ($61,502), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.9%+33% vs US avg
x
Vacancy Rate
14.9%+44% vs US avg
x
Broadband Access
87.5%+1% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
9.2%-28% vs US avg
x
Built Post-2014
2.4%-65% vs US avg
x
Rent Burden >30%
13.1%-74% vs US avg
x
Mortgage-Free
54.8%+43% vs US avg
x
$172,200
Home Value
$613
Rent
1991
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.2%
  • 1-unit attached0.4%
  • 2-9 units2.1%
  • 10+ units0.5%
  • Mobile home & other28.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$172,200
Median rent$613
Owner-occupied86.9%
Vacant14.9%
Price-to-income2.8x
Est. income to buy$47,000