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Polkville town, MS

ZIP 39117 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39117

Median Home Value
$103,900
Median Rent
$633
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$667/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39117 in Polkville town, MS, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $667. That sits below the local median household income ($53,291), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.3%+14% vs US avg
x
Vacancy Rate
13.1%+28% vs US avg
x
Broadband Access
72.9%-16% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
16.1%-68% vs US avg
x
Mortgage-Free
55.3%+45% vs US avg
x
$103,900
Home Value
$633
Rent
1989
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.6%
  • 1-unit attached0.5%
  • 2-9 units1.4%
  • 10+ units0.6%
  • Mobile home & other25.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$103,900
Median rent$633
Owner-occupied74.3%
Vacant13.1%
Price-to-income1.9x
Est. income to buy$29,000