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Flora town, MS

ZIP 39071 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 39071

Median Home Value
$268,800
Median Rent
$447
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,727/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

50.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 39071 in Flora town, MS, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,727. That is about 15% above the local median household income ($64,244), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.3%+9% vs US avg
x
Vacancy Rate
12.4%+21% vs US avg
x
Broadband Access
80.4%-8% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
4.8%-63% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
11.8%-76% vs US avg
x
Mortgage-Free
47.5%+24% vs US avg
x
$268,800
Home Value
$447
Rent
1985
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.9%
  • 1-unit attached0.1%
  • 2-9 units6.8%
  • 10+ units9.0%
  • Mobile home & other14.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$268,800
Median rent$447
Owner-occupied71.3%
Vacant12.4%
Price-to-income4.2x
Est. income to buy$74,000