ZIP Code 39054 — Cary town, MS Demographics & Data

ZIP code 39054 covers Cary, MS in Sharkey County with a population of about 379.

At a glance, the area shows median age of 26.4 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-2; the JACKSON, MS media market.

On socioeconomic markers, US5 shows a poverty rate of 39.8%; unemployment rate near 7.6%; 20.4% of adults with a bachelor’s degree or higher (about 13.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Construction, and Other services; a mean commute of about 158.0 minutes (U.S. average near 26.8).

Median home value is about $51,700 — about 85% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 65.2% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39054 in Cary, MS, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $332. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cary town, MS as Very Low (composite score 15.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (63.7) and flood (12.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cary town, MS show little to no average snow and around 55.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 39054 (Cary town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.