US5.com
  1. Home
  2. States
  3. Mississippi
  4. ZIP 38957
  5. Housing & Real Estate
Sumner town, MS

ZIP 38957 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38957

Median Home Value
$159,700
Median Rent
N/A
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,026/mo PITI).

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 38957 in Sumner town, MS, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,026. That sits below the local median household income ($54,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
43.8%-33% vs US avg
x
Vacancy Rate
2.5%-75% vs US avg
x
Broadband Access
79.7%-8% vs US avg
x
4+ Bedrooms
7.0%-53% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
23.3%-53% vs US avg
x
Mortgage-Free
89.5%+134% vs US avg
x
$159,700
Home Value
N/A
Rent
1973
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.4%
  • 1-unit attached5.1%
  • 2-9 units12.1%
  • 10+ units0.0%
  • Mobile home & other13.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$159,700
Median rent$-666,666,666
Owner-occupied43.8%
Vacant2.5%
Price-to-income2.9x
Est. income to buy$44,000