ZIP Code 38947 — North Carrollton town, MS Demographics & Data

ZIP code 38947 covers North Carrollton, MS in Carroll County with a population of about 38.

At a glance, the area shows median age of 68.8 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-2; the GREENWOOD - GREENVILLE media market.

North Carrollton, MS fits a retirement-oriented profile (high share of residents 65+ (57.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 36.8%; unemployment rate near 0.0%; 18.4% of adults with a bachelor’s degree or higher (about 15.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Public administration; a mean commute of about 21.0 minutes (U.S. average near 26.8).

Median home value is about $222,200 — about 36% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38947 in North Carrollton, MS, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,427. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for North Carrollton town, MS as Very Low (composite score 23.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (58.7) and wildfire (47.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for North Carrollton town, MS show little to no average snow and around 51.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1 for ZIP 38947 (North Carrollton town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.