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Greenwood city, MS

ZIP 38930 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38930

Median Home Value
$108,000
Median Rent
$457
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$694/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38930 in Greenwood city, MS, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $694. That sits below the local median household income ($35,109), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
57.1%-13% vs US avg
x
Vacancy Rate
18.6%+81% vs US avg
x
Broadband Access
61.1%-30% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
53.6%+40% vs US avg
x
$108,000
Home Value
$457
Rent
1974
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.9%
  • 1-unit attached0.8%
  • 2-9 units18.9%
  • 10+ units2.7%
  • Mobile home & other5.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$108,000
Median rent$457
Owner-occupied57.1%
Vacant18.6%
Price-to-income3.1x
Est. income to buy$30,000