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Mooreville CDP, MS

ZIP 38857 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38857

Median Home Value
$184,200
Median Rent
$769
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,183/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38857 in Mooreville CDP, MS, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,183. That sits below the local median household income ($102,571), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.8%+20% vs US avg
x
Vacancy Rate
10.3%+0% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
9.6%-81% vs US avg
x
Mortgage-Free
27.5%-28% vs US avg
x
$184,200
Home Value
$769
Rent
1991
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.9%
  • 1-unit attached0.0%
  • 2-9 units0.7%
  • 10+ units2.3%
  • Mobile home & other13.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$184,200
Median rent$769
Owner-occupied78.8%
Vacant10.3%
Price-to-income1.8x
Est. income to buy$51,000