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Ecru town, MS

ZIP 38841 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38841

Median Home Value
$180,600
Median Rent
$574
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,160/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38841 in Ecru town, MS, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,160. That is roughly in line with the local median household income ($54,684). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.4%+8% vs US avg
x
Vacancy Rate
8.3%-19% vs US avg
x
Broadband Access
76.6%-12% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
4.7%-32% vs US avg
x
Rent Burden >30%
7.3%-85% vs US avg
x
Mortgage-Free
52.9%+38% vs US avg
x
$180,600
Home Value
$574
Rent
1997
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.5%
  • 1-unit attached0.5%
  • 2-9 units1.7%
  • 10+ units1.2%
  • Mobile home & other43.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$180,600
Median rent$574
Owner-occupied70.4%
Vacant8.3%
Price-to-income3.3x
Est. income to buy$50,000