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Blue Springs village, MS

ZIP 38828 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38828

Median Home Value
$144,500
Median Rent
$608
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$928/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38828 in Blue Springs village, MS, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $928. That sits below the local median household income ($54,507), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.7%+23% vs US avg
x
Vacancy Rate
21.3%+106% vs US avg
x
Broadband Access
64.3%-26% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
9.7%-81% vs US avg
x
Mortgage-Free
46.4%+21% vs US avg
x
$144,500
Home Value
$608
Rent
1986
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.2%
  • 1-unit attached0.0%
  • 2-9 units2.2%
  • 10+ units0.9%
  • Mobile home & other29.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$144,500
Median rent$608
Owner-occupied80.7%
Vacant21.3%
Price-to-income2.7x
Est. income to buy$40,000