ZIP Code 38772 — Scott CDP, MS Demographics & Data

ZIP code 38772 covers Scott, MS in Bolivar County with a population of about 111.

At a glance, the area shows median age of 40.8 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-2; the GREENWOOD - GREENVILLE media market.

Scott, MS ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$176,167)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 38772 is about $176,167 — about 134% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 56.0% of adults with a bachelor’s degree or higher (about 22.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Education, and Manufacturing; a mean commute of about 64.0 minutes (U.S. average near 26.8).

Median home value is about $184,600 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38772 in Scott, MS, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,186. That sits below the local median household income ($176,167), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Scott CDP, MS as Relatively Low (composite score 76.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (76.9) and hurricane (66.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Scott CDP, MS show little to no average snow and around 49.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 38772 (Scott CDP, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.