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Leland city, MS

ZIP 38756 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38756

Median Home Value
$109,700
Median Rent
$503
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$705/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38756 in Leland city, MS, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $705. That sits below the local median household income ($47,176), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.8%+1% vs US avg
x
Vacancy Rate
12.1%+18% vs US avg
x
Broadband Access
54.9%-37% vs US avg
x
4+ Bedrooms
4.7%-69% vs US avg
x
Built Pre-1939
6.2%-51% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
27.2%-45% vs US avg
x
Mortgage-Free
61.5%+61% vs US avg
x
$109,700
Home Value
$503
Rent
1976
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.8%
  • 1-unit attached0.6%
  • 2-9 units7.5%
  • 10+ units6.1%
  • Mobile home & other13.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$109,700
Median rent$503
Owner-occupied65.8%
Vacant12.1%
Price-to-income2.3x
Est. income to buy$30,000