ZIP Code 38748 — Hollandale city, MS Demographics & Data

ZIP code 38748 covers Hollandale, MS in Washington County with a population of about 3,047.

At a glance, the area shows median age of 35.3 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-2; the GREENWOOD - GREENVILLE media market.

Median household income in ZIP 38748 is about $44,744 — about 40% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.4%; unemployment rate near 10.0%; 19.4% of adults with a bachelor’s degree or higher (about 14.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Healthcare; about 3.4% of workers reporting work-from-home (about 11.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $88,300 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $425 (about 63% below the U.S. median rent ($1,163)), and owner-occupancy near 61.0% (about 4.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38748 in Hollandale, MS, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $567. That sits below the local median household income ($44,744), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hollandale city, MS as Relatively Moderate (composite score 83.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (81.2) and hurricane (72.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hollandale city, MS show little to no average snow.

IRS migration statistics show a net inflow of about 104 for ZIP 38748 (Hollandale city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.