ZIP Code 38649 — undefined, undefined Demographics & Data

ZIP code 38649 covers ZIP 38649 with a population of about 3,380.

At a glance, the area shows median age of 39.0 (near the U.S. median).

It sits in the MEMPHIS media market.

Median household income in ZIP 38649 is about $45,397 — about 40% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.0%; unemployment rate near 10.8%; 13.2% of adults with a bachelor’s degree or higher (about 20.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 3.3% of workers reporting work-from-home (about 11.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $214,000 — about 39% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $877 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 72.9% (about 7.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38649, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,375. That is about 30% above the local median household income ($45,397), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.