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Arkabutla CDP, MS

ZIP 38618 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38618

Median Home Value
$139,600
Median Rent
$594
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$897/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38618 in Arkabutla CDP, MS, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $897. That sits below the local median household income ($54,128), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
79.7%+22% vs US avg
x
Vacancy Rate
9.3%-10% vs US avg
x
Broadband Access
77.7%-11% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
28.4%-43% vs US avg
x
Mortgage-Free
56.0%+47% vs US avg
x
$139,600
Home Value
$594
Rent
1992
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.3%
  • 1-unit attached0.2%
  • 2-9 units1.9%
  • 10+ units0.0%
  • Mobile home & other32.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$139,600
Median rent$594
Owner-occupied79.7%
Vacant9.3%
Price-to-income2.6x
Est. income to buy$38,000