ZIP Code 38617 — Lula town, MS Demographics & Data

ZIP code 38617 covers Lula, MS in Coahoma County with a population of about 805.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area code 662; U.S. House district MS-2; the MEMPHIS media market.

Median household income in ZIP 38617 is about $22,704 — about 70% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 59.3%; unemployment rate near 31.8%; 21.8% of adults with a bachelor’s degree or higher (about 11.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Education; about 10.5% of workers reporting work-from-home (about 4.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $65,300 — about 81% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $151 (about 87% below the U.S. median rent ($1,163)), and owner-occupancy near 38.6% (about 26.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38617 in Lula, MS, a household would need roughly $18,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $419. That sits below the local median household income ($22,704), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lula town, MS as Relatively Low (composite score 62.5), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (59.7) and flood (46.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lula town, MS show little to no average snow and around 55.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 27 for ZIP 38617 (Lula town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.