ZIP Code 38572 — Lake Tansi CDP, TN Demographics & Data

ZIP code 38572 covers Lake Tansi, TN in Cumberland County with a population of about 12,030.

At a glance, the area shows median age of 53.4 versus a U.S. median of about 38.9.

It sits in telephone area code 931; U.S. House district TN-6; the KNOXVILLE media market.

Median household income in ZIP 38572 is about $53,523 — about 29% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.2%; unemployment rate near 3.2%; 13.7% of adults with a bachelor’s degree or higher (about 20.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 10.1% of workers reporting work-from-home (about 5.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $194,900 — about 44% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $602 (about 48% below the U.S. median rent ($1,163)), and owner-occupancy near 91.7% (about 26.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38572 in Lake Tansi, TN, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,252. That is roughly in line with the local median household income ($53,523). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lake Tansi CDP, TN as Relatively Low (composite score 67.2), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (72.6) and flood (58.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lake Tansi CDP, TN show little to no average snow and around 57.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 427 for ZIP 38572 (Lake Tansi CDP, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.