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Livingston town, TN

ZIP 38570 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38570

Median Home Value
$155,100
Median Rent
$558
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$996/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38570 in Livingston town, TN, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $996. That is roughly in line with the local median household income ($37,652). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.6%+16% vs US avg
x
Vacancy Rate
11.8%+15% vs US avg
x
Broadband Access
72.3%-17% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
18.7%-62% vs US avg
x
Mortgage-Free
63.8%+67% vs US avg
x
$155,100
Home Value
$558
Rent
1977
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.9%
  • 1-unit attached0.2%
  • 2-9 units3.3%
  • 10+ units1.6%
  • Mobile home & other16.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$155,100
Median rent$558
Owner-occupied75.6%
Vacant11.8%
Price-to-income4.1x
Est. income to buy$43,000