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, TN

ZIP 38552 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38552

Median Home Value
$206,300
Median Rent
$361
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,325/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

47.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38552 in TN, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,325. That is roughly in line with the local median household income ($58,942). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (36% built before 1939)

Owner Occupied
67.0%+2% vs US avg
x
Vacancy Rate
28.8%+179% vs US avg
x
Broadband Access
89.9%+3% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
36.0%+181% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
61.1%+23% vs US avg
x
Mortgage-Free
54.8%+43% vs US avg
x
$206,300
Home Value
$361
Rent
1964
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other22.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$206,300
Median rent$361
Owner-occupied67.0%
Vacant28.8%
Price-to-income3.5x
Est. income to buy$57,000