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, TN

ZIP 38550 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 38550

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for TN as Relatively Low (composite score 63.5), which is near the middle of the national distribution. The strongest component scores on US5 are flood (57.0) and hurricane (53.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Low
Risk index
63.5
Flood risk
57.0
Wildfire risk
23.6
Hurricane risk
53.5
Earthquake risk
83.1
Tornado risk
85.0
Winter weather risk
80.6
Hail risk
56.6

Climate & Weather in ZIP Code 38550

Climate normals for TN show limited published climate normals on US5. Pair that with FEMA NRI hazard context (overall rating Relatively Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

No monthly temperature data

Climate Data
Hardiness Zone
7b
Annual Snow Days
N/A
Annual Precipitation
N/A
FEMA NRI rating
Relatively Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone7b
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Low
NRI risk index63.5
Flood risk (NRI)57.0
Wildfire risk (NRI)23.6
Hurricane risk (NRI)53.5