ZIP Code 38505 — Cookeville city, TN Demographics & Data

ZIP code 38505 covers Cookeville, TN in Putnam County with a population of about 904.

At a glance, the area shows median age of 19.2 versus a U.S. median of about 38.9.

It sits in telephone area code 931; U.S. House district TN-6; the NASHVILLE media market.

Cookeville, TN sits in a university / college context (near tennessee technological university (0.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

On socioeconomic markers, US5 shows a unemployment rate near 14.2%.

Labor and commute patterns include leading industry context around Food services, Education, and Transportation; about 3.2% of workers reporting work-from-home (about 12.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

FEMA’s National Risk Index rates natural-hazard risk for Cookeville city, TN as Relatively Low (composite score 65.8), which is near the middle of the national distribution. The strongest component scores on US5 are flood (60.2) and hurricane (48.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cookeville city, TN show little to no average snow and around 60.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 32 for ZIP 38505 (Cookeville city, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.