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, TN

ZIP 38475 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 38475

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for TN as Relatively Low (composite score 70.7), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (58.9) and flood (54.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Low
Risk index
70.7
Flood risk
54.4
Wildfire risk
28.9
Hurricane risk
58.9
Earthquake risk
90.3
Tornado risk
76.0
Winter weather risk
22.7
Hail risk
7.6

Climate & Weather in ZIP Code 38475

Climate normals for TN show little to no average snow and around 61.8 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Relatively Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
7b
Annual Snow Days
0
Annual Precipitation
61.79 in
FEMA NRI rating
Relatively Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone7b
Annual precip (in)61.79
Snow days0
Broadband access94.1%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Low
NRI risk index70.7
Flood risk (NRI)54.4
Wildfire risk (NRI)28.9
Hurricane risk (NRI)58.9
IRS net migration28