ZIP Code 38473 — Minor Hill city, TN Demographics & Data

ZIP code 38473 covers Minor Hill, TN in Giles County with a population of about 1,067.

At a glance, the area shows median age of 40.7 versus a U.S. median of about 38.9.

It sits in telephone area code 931; U.S. House district TN-4; the NASHVILLE media market.

Median household income in ZIP 38473 is about $47,794 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.5%; unemployment rate near 1.4%; 11.2% of adults with a bachelor’s degree or higher (about 22.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Public administration, and Healthcare; about 5.5% of workers reporting work-from-home (about 9.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $216,300 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $742 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 78.7% (about 13.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38473 in Minor Hill, TN, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,389. That is about 26% above the local median household income ($47,794), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Minor Hill city, TN as Relatively Low (composite score 60.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (60.8) and hurricane (56.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Minor Hill city, TN show little to no average snow and around 58.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 38 for ZIP 38473 (Minor Hill city, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.