ZIP Code 38456 — Ethridge town, TN Demographics & Data

ZIP code 38456 covers Ethridge, TN in Lawrence County with a population of about 4,600.

At a glance, the area shows median age of 31.9 versus a U.S. median of about 38.9.

It sits in telephone area code 931; U.S. House district TN-4; the NASHVILLE media market.

Median household income in ZIP 38456 is about $58,913 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.1%; unemployment rate near 4.4%; 23.0% of adults with a bachelor’s degree or higher (about 10.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 16.3% of workers reporting work-from-home (about 1.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $202,500 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 87.4% (about 22.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38456 in Ethridge, TN, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,301. That is roughly in line with the local median household income ($58,913). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ethridge town, TN as Relatively Low (composite score 69.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (56.9) and hurricane (54.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ethridge town, TN show little to no average snow.

IRS migration statistics show a net inflow of about 163 for ZIP 38456 (Ethridge town, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.