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Trenton city, TN

ZIP 38382 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38382

Median Home Value
$114,600
Median Rent
$442
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$736/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38382 in Trenton city, TN, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $736. That sits below the local median household income ($58,125), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
61.9%-5% vs US avg
x
Vacancy Rate
13.6%+32% vs US avg
x
Broadband Access
79.4%-9% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
9.7%-80% vs US avg
x
Mortgage-Free
64.0%+67% vs US avg
x
$114,600
Home Value
$442
Rent
1972
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.9%
  • 1-unit attached0.1%
  • 2-9 units17.5%
  • 10+ units4.4%
  • Mobile home & other12.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$114,600
Median rent$442
Owner-occupied61.9%
Vacant13.6%
Price-to-income2.0x
Est. income to buy$32,000