ZIP Code 38345 — Huron CDP, TN Demographics & Data

ZIP code 38345 covers Huron, TN in Henderson County with a population of about 1,442.

At a glance, the area shows median age of 43.7 versus a U.S. median of about 38.9.

It sits in telephone area code 731; U.S. House district TN-8; the JACKSON, TN media market.

Median household income in ZIP 38345 is about $48,616 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.7%; unemployment rate near 9.1%; 9.9% of adults with a bachelor’s degree or higher (about 23.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Other services; about 16.2% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $224,600 — about 35% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $619 (about 47% below the U.S. median rent ($1,163)), and owner-occupancy near 69.9% (about 4.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38345 in Huron, TN, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,443. That is about 28% above the local median household income ($48,616), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Huron CDP, TN as Relatively Low (composite score 63.1), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (53.1) and flood (32.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Huron CDP, TN show little to no average snow and around 54.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 51 for ZIP 38345 (Huron CDP, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.