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Crump city, TN

ZIP 38327 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38327

Median Home Value
$136,800
Median Rent
$692
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$879/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38327 in Crump city, TN, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $879. That is roughly in line with the local median household income ($34,821). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.5%+18% vs US avg
x
Vacancy Rate
22.2%+115% vs US avg
x
Broadband Access
74.2%-15% vs US avg
x
4+ Bedrooms
0.5%-96% vs US avg
x
Built Pre-1939
2.1%-84% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
35.3%-29% vs US avg
x
Mortgage-Free
53.0%+39% vs US avg
x
$136,800
Home Value
$692
Rent
1984
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.2%
  • 1-unit attached0.0%
  • 2-9 units5.2%
  • 10+ units0.0%
  • Mobile home & other37.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$136,800
Median rent$692
Owner-occupied77.5%
Vacant22.2%
Price-to-income3.9x
Est. income to buy$38,000