What to know about ZIP 38302
ZIP code 38302 covers ZIP 38302 with a population of about 1,367.
At a glance, the area shows median age of 45.5 versus a U.S. median of about 38.9.
It sits in the JACKSON, TN media market.
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ZIP Code 38302 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Low Income Area
At a glance
Population
1,367
Density
N/A
Median income
$18,804
-75% vs US avg
Home value
$89,700
-74% vs US avg
Median rent
$332
-71% vs US avg
Timezone
N/A
Overview of ZIP Code 38302
Income and economy in ZIP 38302
Median household income in ZIP 38302 is about $18,804 — about 75% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 50.5%; unemployment rate near 18.4%; 2.0% of adults with a bachelor’s degree or higher (about 31.7 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Administrative support; about 4.0% of workers reporting work-from-home (about 11.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 38302
Median home value is about $89,700 — about 74% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $332 (about 71% below the U.S. median rent ($1,163)), and owner-occupancy near 15.6% (about 49.8 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 38302, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $576. That is about 33% above the local median household income ($18,804), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.