ZIP Code 38281 — undefined, undefined Demographics & Data

ZIP code 38281 covers ZIP 38281 with a population of about 2,822.

At a glance, the area shows median age of 39.8 (near the U.S. median).

It sits in the PADUCAH - CAPE GIRAR D - HARSBG media market.

Median household income in ZIP 38281 is about $50,713 — about 33% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.0%; unemployment rate near 2.8%; 11.4% of adults with a bachelor’s degree or higher (about 22.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Food services, and Retail trade; about 1.3% of workers reporting work-from-home (about 13.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $93,600 — about 73% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $545 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 57.9% (about 7.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38281, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $601. That sits below the local median household income ($50,713), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.